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TERMS AND CONDITIONS

Change of Terms

To enable us to serve you better, Sompo Holdings Asia and its affiliates (collectively referred to herein as "Sompo Asia", "us", "we" or "our") may, from time to time, collect or use your personal information ("Personal Information"), or disclose your Personal Information to other relevant persons. Personal Information generally refers to any information that can be used to identify you.

We reserve the right, at any time and without notice, to revise these terms and conditions. You should check this webpage from time to time to review the current terms and conditions because they are binding on you. Additional terms and conditions may apply to certain products and services offered on this Site. These will be drawn to your attention when you browse, apply for and purchase any such product or service and will supersede any conflicting term in these terms and conditions.

Access to Our Website

Messages sent over the internet cannot be guaranteed to be completely secure as they can be intercepted, lost or corrupted. We are therefore not responsible for the accuracy of the messages sent by email over the internet - whether from us to you or from you to us.

Due to the nature of the internet and the fact that your access to this Site involves features outside our control, we are not responsible for any technical problems you may experience with this Site. Access may be suspended occasionally or restricted to allow for repair or maintenance or for the introduction of new services. If you do experience technical problems, please use the contact us facility on this Site.

Intellectual Property Rights

All copyright, trade and service marks, design rights, database rights and other intellectual property rights and goodwill in or relating to the contents of the Site belong either to us or to our third party licensors.

Permission is granted to copy electronically and to print in hard copy portions of this Site, solely for the purpose of using the Site to seek a quotation or buy products and services. Any other use of materials on this Site (including reproduction for purposes other than those noted above and alteration, modification, distribution or republication) or framing or linking to this Site or any part of without prior written permission is strictly prohibited.

Links

In this Site certain links, including hypertext links, will lead you to third party websites ("Third Party Site"). These links are provided for your information and convenience and the inclusion of any link does not imply endorsement by us in any way of the Third Party Site. We are not responsible for the content of any Third Party Sites or for the legal consequences of you entering into any contracts with third parties as a result.

Limitation of Liability

Subject to any responsibilities implied by law and which cannot be excluded, SOMPO, and its directors, employees, agents and contractors, are not liable to you for any losses, damages, liabilities, claims and expenses (including but not limited to legal costs and defence or settlement costs) whatsoever, whether direct, indirect or consequential, arising out of or referable to Material on this Site, to Third Party Material, third party services, or to access of any part of the Site by you, howsoever caused, whether in contract, tort (including negligence), statute or otherwise.

Terms and Conditions of Our Products and Services

The information and descriptions on the Site do not necessarily represent complete descriptions of all terms and conditions in relation to products and services. Specific details will be provided by the local Sompo offices.

Jurisdiction and Law

For products and services only available for purchase in Singapore, these conditions of use shall be governed by and construed in accordance with Singapore law. Disputes arising between you and Sompo Holdings Asiashall be subject to the exclusive jurisdiction of the courts of Singapore. Disputes arising between you and your local Sompo office shall be subject to the exclusive jurisdiction of the local offices.

No third party who has not agreed to be bound by these Terms and Conditions shall have any right pursuant to the Contracts (Rights of Third Parties) Act (Cap. 53B) of Singapore or any equivalent law in any jurisdiction to enforce any of the above Terms and Conditions.

If you wish to contact us regarding any matter set out in these terms and conditions you may do so by email, by phone or in writing.

This Privacy Policy is dated 24 July 2018.